Different insurance company claims the program on the claims process will be different, but the basic steps of the claims of the majority is still the same, the basic process include: reporting, survey to assess the damage, claims auditing sign documents, adjusters review, approval, payment closed other steps. Terms of auto insurance usually provides rapid report within 48 hours after the dangerous condition of the insurance company report, otherwise the insurance company has the right to refuse compensation. If you trust others to report, and the report shall also carry identity cards issued on behalf of the insured to report a power of attorney. To assess the damage of the vehicle due to an insured accident repair all damages caused before remediation, must be approved by the insurance company to assess the damage (to the insurance company to assess the damage to the designated repair shop or 4S shop, but also to assess the damage have qualified factory shop, but must ensure that all personnel present tripartite), to approve the project and the amount of loss; to assess the damage after the completion of repair damaged vehicles before; to a third person or property damage caused by the payment of compensation, but also pre-claims for compensation by the insurance company approved project and relevant evidence, amount.